HINDI DIWAS 2025

HINDI DIWAS 2025

HINDI DIWAS 2025The Consulate General of India, Brisbane, Queensland in collaboration with Om Positive Organisers, hosted a vibrant Hindi Diwas 2025 celebration on Sunday, 14 September at the Polish club in Milton, Brisbane. The event was part of a broader global observance of Hindi Diwas, with various Indian missions worldwide hosting Hindi Diwas events.

 

HINDI DIWAS 2025The celebration brought together members of the Indian diaspora, local community leaders, language enthusiasts, and dignitaries who gathered to honour Hindi as official language of India and as one of the widely spoken languages globally. The afternoon began with the auspicious Saraswati Vandana, followed by a warm welcome of the Consul General of India, Mrs. Neetu M. Bhagotia by Mr. Pankaj Agarwal & Mrs. Ruchi Agarwal, founders of OM Positive Organisers (OPO).

HINDI DIWAS 2025Consul General, Mrs. Neetu M. Bhagotia, addressed the gathering, highlighting the unifying power of Hindi and emphasizing its importance in preserving India’s rich cultural heritage globally. The Consul General also appreciated the efforts of OM Positive and the local community in promoting Hindi language and culture far beyond India’s borders.

Mr. and Mrs. Agarwal expressed gratitude to the Consulate for their ongoing support and emphasized the role of community collaboration in preserving and promoting our culture, moral and values through Indian languages in Queensland, Australia.

HINDI DIWAS 2025Hindi Diwas was gracefully hosted by Mrs. Durva Tiwari and Miss Poonita Agarwal, their engaging and smooth presentation added charm to the program. The event was a spectacular showcase of Hindi language and Indian culture, featuring a rich variety of cultural performances, drawing enthusiastic participants across generations aged 5 to 80 years. Attendees were treated to soulful bhajans, mesmerizing classical dance, patriotic songs and heartfelt poetry sessions that highlighted the richness and diversity of literary and performing arts.

 

HINDI DIWAS 2025As a special recognition, the Consul General honoured prominent Hindi writers from the local community for their contribution to Hindi literature and cultural promotion in Australia. The recognition highlighted the importance of literary work in strengthening cultural roots.

Special certificates of appreciation were awarded to children who participated in Poetry and essay competitions, and to all other participants as token of appreciation. Om Positive arranged Hindi Theme based Face Painting also which was a great unique idea to encourage everyone, especially children for Hindi Language.

The successful event concluded with a vote of thanks and distribution of Hindi Shrimad Bhagwat Gita, free of cost to all attendees, leaving attendees with a renewed sense of pride and connection to their linguistic and cultural roots followed by refreshment and community networking.

A Night to Remember in Melbourne: Musical Magic Set to Captivate Sydney Next

A Night to Remember in Melbourne: Musical Magic Set to Captivate Sydney Next

A Night to Remember in Melbourne: Musical Magic Set to Captivate Sydney NextMelbourne witnessed a night of sheer brilliance and artistic excellence as music lovers gathered to experience a spectacular evening that blended rhythm, soul, and celebration. Hosted in a packed venue pulsating with energy, the event was more than just a concert, it was a cultural milestone, leaving an indelible mark on everyone present.

At the heart of this unforgettable night were the phenomenally talented Vijay Kumaran and Navnith Lal, whose electrifying performances earned thunderous applause and standing ovations. From timeless classics to high-energy hits, every note struck a chord, and every beat brought the audience to life.

With a voice that commands the stage and a presence that draws the crowd in, Vijay Kumaran delivered one powerful number after another. His versatility, from soulful ballads to vibrant contemporary tracks, showcased not only technical mastery but emotional depth that truly resonated with the audience.

Sharing the stage was the equally impressive Navnith Lal, whose passion for music shone through in every performance. His vocal range and stage charisma left fans awe-struck, particularly during duet segments that brought a perfect harmony to the evening.

A Night to Remember in Melbourne: Musical Magic Set to Captivate Sydney NextThe synergy between the two artists was nothing short of magical, creating an atmosphere that was both intimate and electric. The accompanying band and dancers elevated the performances further, delivering a dynamic show with polished choreography and immersive production.“The atmosphere and energy were truly inspiring,” said one attendee. “You could feel the joy and pride in the room, it was more than just a concert; it was a celebration of our music and our community.”

With Melbourne still buzzing from the success, all eyes now turn to Sydney, where the same musical magic is set to unfold. Anticipation is high, and tickets are already in demand as fans eagerly await the arrival of these exceptional performers in the Harbour City.

A Night to Remember in Melbourne: Musical Magic Set to Captivate Sydney NextOrganisers have promised an even grander experience, with new setlists, surprise collaborations, and enhanced stage production. The Sydney concert is expected to draw a diverse audience, from long-time music lovers to new fans, all coming together to celebrate the rich talent of these extraordinary artists.

“This is just the beginning,” one of the event producers shared. “Melbourne gave us love, energy, and unforgettable memories. Now we’re bringing that same passion to Sydney, with even more to offer.”

 

For Vijay Kumaran and Navnith Lal, the journey continues and for audiences in Sydney, a night of world-class music, emotion, and unity awaits.

Timeless Melodies 2025: Uniting Brisbane Through Music, Culture, and Compassion

Timeless Melodies 2025: Uniting Brisbane Through Music, Culture, and Compassion

Timeless Melodies 2025: Uniting Brisbane Through Music, Culture, and CompassionTimeless Melodies 2025: A Night of Music, Magic, and Giving Back held in Brisbane on13th September 2025 at Logan west Community Center. It was organised by Chandan Das from Chandan Das Music, Tanvi Goel from AusIndia Travel and Hemant Dua from Nexus.

 

It was a spectacular evening celebration of culture, and community spirit and marketed well by Khusbhu Kaushik. The event also served as a fundraising initiative dedicated to helping flood victims through Red Cross, proving that the power of music can bring people together for a meaningful cause.

Timeless Melodies 2025: Uniting Brisbane Through Music, Culture, and CompassionThe evening showcased an array of performances by both emerging and established artists, leaving the audience inspired and entertained. Attendees enjoyed a vibrant mix of music, dance, and cultural presentations, creating an atmosphere of joy and togetherness.
A special acknowledgment goes to the dedicated sponsors and partners whose support made the event possible:

Timeless Melodies 2025: Uniting Brisbane Through Music, Culture, and CompassionPlatinum Sponsors: Cisozen, Capalaba Body Works, Macallan College andAllora College
Gold Sponsor: Dosa Hut Mt Gravvat
Silver Sponsors: Brisbane Window Furnishings, Crickingdom
Media Partner: Australian Indian Times, Australian Indian Radio
Decoration Partner: Hirva Event Decor
Photography Partner: Mayur Photography
Music & Sound: Reeju George, Sound Engineer and Musician
Event Supporters: My Narada – Be the Change, Nexus, AIBN (AusIndia Business Network), UPAA-QLD, Beauty and Me, Desi Diva, Trendy India, Kittu Chocolates, Never, Australian India Threatre and Zelda Salon

Timeless Melodies 2025: Uniting Brisbane Through Music, Culture, and CompassionPerformers included Himadri (New Talent Artist), Poonita Agarwal, Anuja Paralikar, Bhanu Buddhavarapu, Ashwin Sharma, Ekta Arora, Kiran Godbole, Manjay Aryal, Meenu Wadhwa, Soumya Deshkulkarni, and Yousuf Alikhan. Each act contributed to a night filled with energy, creativity, and cultural richness.

Timeless Melodies 2025: Uniting Brisbane Through Music, Culture, and CompassionWith exquisite décor, flawless sound arrangements, and professional photography capturing every moment, Timeless Melodies 2025 was not only a celebration of talent and culture but also a testament to community spirit and generosity. Together, attendees and organizers used music to make a tangible difference in the lives of those affected by floods.
Timeless Melodies 2025 – A Celebration of Music, Culture, and Compassion.

 

THE FAST-FORWARD BUTTON

THE FAST-FORWARD BUTTON

By Pastor Suresh Dass Joseph
[email protected]

THE FAST-FORWARD BUTTON

Dear reader, it is with great joy that we bring you the word of God. We all have things in life that we want improved or changed. They are like mountains unwilling to move. We have prayed and had faith, but it looks like it won’t improve. It could be a health issue, an addiction, wanting to have a baby, or get married.

We feel that this situation will take a very long time, and we will have to endure it. But God says, “I am the Lord; when the time comes, I will do it quickly.” That means, though it looks like it will take a long time to get your health back, get married, and be promoted, then get ready, it will happen quickly. It is going to happen sooner than expected. Instead of taking years, just like the fast-forward button, it will happen quickly, and you will know it was God’s hand.

So, I am asking you to be filled with hope and be encouraged. The scriptures remind us that what is impossible with people is possible with God. Today, as you keep moving forward in faith and doing your part in living your life in obedience to God, you will come into your breakthrough season sooner than expected.

In the scriptures (Exodus 14), we read that when God brought the Israelites out of slavery in Egypt, where they had been in slavery for many years, and they were moving towards the promised land, the king of Egypt came chasing after them. The Israelites numbered about two million people at the Red Sea’s dead-end, with nowhere to go.

It looked like the king and his army would overtake them at any moment. But then Moses held up his rod, and the waters parted, and the Israelites walked on dry ground to get across to the other side. When the king’s men came chasing, the waters closed up, and they were all drowned.
The scriptures say, “The Red Sea saw the Israelites coming and hurried out of their way.”

That means just like the Red Sea, when your time comes, the enemies that are holding you back from moving forward, those that are limiting you from progressing, the obstacles and hindrances in your life will quickly move out of the way. Suddenly, your health turns around, a door that had been shut for a long time opens, and your supervisor, restricting you from rising higher, leaves the company. God knows how to take things that look fixed and quickly shift them so that you can move forward.

Here are 3 things we can learn from these.

1) Everything will happen for you, quickly, and you will be thankful you didn’t give up. You are going to be celebrating something extraordinary soon. You will be so full of joy and happiness sharing your good news. It will seem like something out of this world, like how it happened. Be ready for it. Expect it. This is what happened to the Israelites. Moses assured the Israelites, saying, “Do not be afraid, but watch what the Lord will accomplish for you today.”

2) God is saying to you today, “I am going to open doors for you that have been locked for a long time. Suddenly, miracles will happen in your life. Healing and restoration are being released. For over 400 years, the Israelites were enslaved people in Egypt. But on the day appointed by God, they came out of it and started their journey towards the promised land.

3) It may look like your situation is never going to change. But in a split second, God can change it. When the Israelites came up to the Red Sea, it was deep and wide and impossible for all the people to get across. But the same God who told them to come out of Egypt also controls the Sea. When the Sea saw them coming, it quickly moved aside and let them pass. You may be facing something today that looks unchanging.

But the good news is that God is not only in control of your life, but He controls those who are opposing you. When your time comes, they will hear from God and move out of the way. That sickness that would last a lifetime suddenly disappears, and those who won’t let you rise higher suddenly retire. The loan that was denied several times suddenly gets approved.

I b elieve all this is possible through faith in Jesus Christ. As you keep moving forward in trusting and honouring God, you will come into a season where the doors that had been closed for a long time quickly open so you can move to your next season of God’s favour and goodness.

God bless you.

TRANSCENDENTAL at TWILIGHT

TRANSCENDENTAL at TWILIGHT

TRANSCENDENTAL at TWILIGHTA soul stirring experience with Mrs. Girija Karekal, the founder of BASAVA SAMITI ASIA PACIFIC Ltd and the exotic display of
‘Pledge and Prudence of GURU BASAVA ARTWORK by Vigya Chourishi ignited a few sparks within us.

A small gathering at Girija’s Prayer Hall – feasted their eyes on the astounding piece of Guru Baava’s Art work, mounted on an aesthetically decorated table, along with paraphernalia like -fresh green mango, betel leaves, colourful flowers, delectable sweets, fruits, serene hues of lights and a natural glow emitting from oil lit lamps. A whiff of fragrance from incense sticks and an energetic vibrancy of meditative spirit enveloped us.

Following a session of chanting and prayers, attention turned to the enduring teachings of Guru Basava, the 12th-century philosopher, poet, and social reformer whose vision continues to resonate across the world.

Guru Basava championed social equality, human dignity, and the dignity of labour. He emphasised the sharing of wealth, the empowerment of women, and the creation of a casteless society where compassion and justice prevail. His deep reverence for nature reflected a holistic way of life that remains profoundly relevant today.

Through his Vachanas—concise spiritual poems with powerful social messages—Guru Basava inspired people to rethink societal norms and embrace values of inclusivity and fairness. Beyond his role as a poet, he served as a minister, a visionary philosopher, and a guide whose principles continue to enlighten modern communities.

TRANSCENDENTAL at TWILIGHTToday, the Basava Samiti Asia Pacific carries forward these ideals through its volunteer-driven programs across Australia and New Zealand. With a mission to Engage, Educate, Empower and Enlighten, the organisation creates opportunities for community harmony, youth development, and cultural exchange—ensuring Guru Basava’s timeless philosophy continues to inspire generations.

In the present scenario, we are all lost, racing against time, chasing goals and forgetting the finer nuances of mankind. This evening was contemplative, awakening of our consciousness and to dwell into our thoughts and deeds.

It was virtually like we were a part of the Legacy of the Anubhava Mantapa Guru Basava had established – as most of the invitees actively shared their views. Eventually each one of us performed the aarti, freezed the memories, treated the tummy with an array of yummy Prashad. Every item of the Prashad was delightfully delicious. Mr. Abhi Sachadev, Mr. Steve Hodgson, Mrs. Nivedita H E were also seen from the organisation.

Before we bid adieu, we prostrated the mighty Guru Basava and his book of Vachanas – a voluminous original copy at display. A memorable celebration indeed. Thank you Girija for including us in this special glorious journey.

Sheila Jadhav, India

Raja Rani Gala Dazzles with Royal Glamour and Cultural Splendour

Raja Rani Gala Dazzles with Royal Glamour and Cultural Splendour

Raja Rani Gala Dazzles with Royal Glamour and Cultural SplendourBrisbane’s multicultural scene came alive in a spectacular celebration of elegance and heritage at the Raja Rani Gala, hosted by the Rotary Club of Brisbane International (RCBI). Held over the weekend, the gala lived up to its royal theme, offering an unforgettable evening of glamour, grace, and global goodwill.

From the moment guests arrived, they were greeted with an atmosphere of regality. The event’s red-carpet entrance, opulent décor, and elegant ensembles set the stage for an enchanting night. The highlight of the evening was undoubtedly the breathtaking cultural dance performances, which mesmerised the audience with vibrant costumes, rhythmic precision, and storytelling that paid tribute to diverse South Asian traditions.

Raja Rani Gala Dazzles with Royal Glamour and Cultural SplendourAdding to the allure was a stunning fashion show, showcasing exquisite designer creations that blended modern sophistication with traditional flair. Models graced the runway in majestic attire fit for kings and queens, earning resounding applause and admiration from the crowd.

Raja Rani Gala Dazzles with Royal Glamour and Cultural SplendourMore than just a visual spectacle, the Raja Rani Gala also served a greater purpose, fostering community spirit and supporting charitable causes aligned with Rotary’s mission. Guests mingled, celebrated, and shared in the joy of cultural appreciation while contributing to meaningful community projects.

“The energy in the room was electric,” said Jitendra Prasad the Charter President of RCBI. “It wasn’t just a gala, it was an experience.”

With its perfect blend of culture, class, and cause, the Raja Rani Gala was a resounding success and has already left attendees eagerly anticipating next year’s event.
Kudos to the Rotary Club of Brisbane International for hosting a truly regal night to remember.

Diwali – Light Over Darkness

Diwali – Light Over Darkness

Diwali - Light Over Darkness

Diwali, the Festival of Lights, is celebrated across India and the world as a symbol of joy, prosperity, and the triumph of good over evil. While cultural traditions emphasise external festivities such as lighting lamps and exchanging sweets, Diwali also carries profound spiritual meaning. It serves as a reminder for humanity to awaken the inner light, rise above negativity, and embark on self-transformation through spiritual awareness.

Diwali, also known as Deepawali, has been celebrated for centuries as one of the most significant Hindu festivals. Traditionally, it marks the return of Lord Rama to Ayodhya after defeating Ravana, symbolising the victory of light over darkness. Beyond this historical and cultural significance, Diwali can also be understood as a spiritual festival, an occasion to ignite self-realisation, strengthen the connection with the Supreme, and awaken the eternal virtues of the soul.

The Symbolism of Light

The diya (lamp) serves as a powerful metaphor for the soul, an eternal spark of light and consciousness. Just as a lamp dispels physical darkness, the awakened soul dispels the inner darkness of ignorance, fear, and vice. Lighting lamps during Diwali is therefore symbolic of rekindling spiritual awareness and re-establishing a connection with the Divine Source.

Victory of Virtues Over Vices

The story of Rama’s victory over Ravana represents more than an epic battle. It is an allegory of the inner struggle between virtues and vices. Ravana’s ten heads symbolise the ten major vices: ego, anger, lust, greed, attachment, jealousy, hatred, laziness, stubbornness, and falsehood. The true celebration of Diwali lies in conquering these inner enemies and reclaiming one’s sovereignty through knowledge, meditation, and the practice of divine virtues.

True Prosperity: Spiritual Wealth

While Diwali is associated with invoking Goddess Lakshmi for material abundance, spiritual wisdom reminds us that physical wealth is temporary, fluctuating, and often burdened with worry. True prosperity is spiritual wealth, peace, purity, love, happiness, knowledge, and powers. Unlike material riches, these treasures are imperishable, and they grow the more they are shared. This spiritual prosperity fosters inner contentment and lasting harmony in society.

Rituals as Spiritual Practices

Many rituals of Diwali carry profound symbolic meanings when viewed through a spiritual lens:
Cleaning homes reflects cleansing the mind of negative or wasteful thoughts.
Wearing new clothes symbolises adopting a renewed spiritual identity.
Exchanging sweets represents sharing virtues, blessings, and goodwill.
Fireworks signify the bursting of ego and the spreading of joy.

Diwali and World Renewal

Diwali can also be interpreted as a symbol of cosmic renewal. It signifies the transition from the darkness of the Iron Age (Kali Yuga) to the light of the Golden Age (Satya Yuga). The present period, often described as an age of transformation, offers an opportunity to acquire divine knowledge, empower the soul, and contribute to world transformation through self-transformation. Thus, Diwali becomes both a personal and global symbol of renewal.

The true significance of Diwali extends far beyond external rituals. It is a celebration of the soul’s awakening, a victory of virtues over vices, and an invitation to accumulate imperishable treasures of peace, love, knowledge, and happiness. By invoking this inner light and embracing spiritual prosperity, individuals not only enrich their own lives but also illuminate the path toward global harmony. Diwali, therefore, is not only a festival of external lights but also a timeless spiritual journey toward self-realisation and renewal.
Brahma Kumaris Shailer Park offers free courses in Raja Yoga Meditation, Positive Thinking, and Anger Management. For further information, please contact us on 0414 685 144 or email [email protected].

We warmly invite you to experience a journey of self-transformation in a peaceful and supportive environment. To learn more and explore events happening near you, please visit: www.brahmakumaris.org.au.

-Om Shanthi-

Remembering, Reflecting, and Rejoicing on Father’s Day

Remembering, Reflecting, and Rejoicing on Father’s Day

Remembering, Reflecting, and Rejoicing on Father’s DayFather’s Day is a time to honour the guidance, strength, and love that fathers have given their families across generations. For senior fathers and grandfathers, this day takes on a particularly important and meaningful time celebrating not only their role as parents but also as pillars of family history and tradition. As they enter the golden years of life, Father’s Day becomes a beautiful opportunity to reflect, reconnect, and rejoice.

http://indiantimes.com.au/wp-content/uploads/2025/10/Remembering-Reflecting-and-Rejoicing-on-Fathers-Day-a.webpFather’s Day celebration held on 6th September at Runcorn Heights State School, brought together our senior fathers, young fathers, their families and cherished members for lunch organised by Indian Senior Citizens Association (ISCA) in conjunction with their ladies’ group (Ekta).

http://indiantimes.com.au/wp-content/uploads/2025/10/Remembering-Reflecting-and-Rejoicing-on-Fathers-Day-a.webpFather’s Day can also be bittersweet, especially for seniors who have lost their own fathers, spouses, or children. Creating space to honour those absent-through lighting a candle, sharing favourite memories or stories can be a healing part of the day. It reminds everyone that while people may pass on, their influence and love remain present.

http://indiantimes.com.au/wp-content/uploads/2025/10/Remembering-Reflecting-and-Rejoicing-on-Fathers-Day-a.webpISCA’s program started with Ekta ladies’ universal prayer followed by lighting the candles in memory of the fathers not with us. The president thanked everyone for their support and paid tribute to each lost father by mentioning his name (very touching moment). Members shared fond memories of their father’s by telling little stories close to their heart.

http://indiantimes.com.au/wp-content/uploads/2025/10/Remembering-Reflecting-and-Rejoicing-on-Fathers-Day-a.webpAs we mark our first ISCA’s Father’s Day celebration, let us not only say “thank you” but also listen, learn, and love with the same dedication our fathers and grandfathers gave us. Their legacy is our inheritance-and celebrating that legacy keeps it alive for generations. It’s a recognition of love, respect, gratitude and growth.

 

 

A. Sharma
ISCA Cordinator

What Do You Focus On?

What Do You Focus On?

By Monica Pema |
PEMA Mind and Motion

What Do You Focus On? Life doesn’t wait for you to be ready. It arrives in unexpected ways, sometimes through a diagnosis, a sudden shift in weather, a change in a relationship, or the simple unraveling of what once felt very stable. The truth is, ‘life throws curve balls’.
But what if it’s not about dodging them?
What if it’s about how we see them, how we navigate, respond, and focus, that determines whether they break us down or wake us up?
Let me explain.

The Dot and the Page

If I draw a small black dot on a blank sheet of paper and ask, “What do you see?” most people point to the dot.
The dot is obvious. It grabs your attention.
But here’s the question:

Did you notice the white space surrounding it?

This isn’t a trick. It’s an observation.
Some people only see the dot, what’s wrong, what’s heavy, what’s not working. Others pause and notice the vast expanse of white space that surrounds it. They remain curious, open, and aware that the dot, while visible, is not all there is.
And that, right there, is the difference between being consumed by life or consciously creating it.

What You Focus On Grows

Where attention goes, energy flows.
Where energy flows, growth happens.
Where growth happens, identity forms.
If you continuously focus on what’s lacking, what’s wrong, or what didn’t go your way then your nervous system adapts to that frequency. You become hyper-attuned to danger, to disappointment, to stress.

But if you train your awareness to include the white space, to stay open to solutions, meaning, or even stillness, your system begins to regulate differently. You grow differently. You heal differently. You live differently.

From a Vedic Perspective

In the Vedic worldview, this principle is embedded in how we view reality known as Maya (illusion) versus Satya (truth). We are constantly invited to look beyond the surface, beyond the dot, and into the field of pure potential that surrounds it.
The dot could represent a challenge. The white space is the field, your capacity to respond, create, shift perspective, and expand.
In Ayurveda and the Vedas, this is not passive optimism. It’s intentional direction of awareness. It’s not about denying the dot. It’s about integrating it into a larger, wiser picture.
You are not the dot.
You are not the problem.
You are not the fear or the diagnosis or the moment of pain.
You are the awareness that can hold all of it and still see the space.
This awareness is your superpower.

Micro-Moments, Macro Impact

In my work, whether with individuals navigating health challenges, practitioners seeking clarity, or students learning somatic and emotional literacy, I often come back to this:
Every moment offers a choice.
Do you focus on the limitation or the learning?
Do you attach to the identity of pain, or use it as a portal to insight?
Let’s be clear: I’m not asking you to spiritually bypass reality.
I’m asking you to befriend it.
To widen the frame.
To choose your focus consciously.
Because it’s in these micro-moments of attention that our lives are built.

Questions for You

If you’re reading this, I invite you to pause and reflect:
• What have you been focusing on lately?
• Is your attention drawn to the dot or are you open to seeing the space around it?
• Are you contracting or expanding through this season of life?
You are powerful. You are the artist of your own awareness.

The Practice

Next time you find yourself spiralling into frustration, fear, or fatigue, try this:
1. Name the Dot. Acknowledge it. What’s the thought, the story, or the sensation?
2. Breathe into the Space. Let the inhale be longer than the exhale. Feel your body as a container for more than just this one moment.
3. Ask, “What else is true?” This expands your lens. Maybe the sun is out. Maybe you have support. Maybe your breath is steady.
These small shifts are not small. They are foundational.
They train your nervous system to see options, not just obstacles.

Closing

So, what do you focus on?
Because what you focus on… grows.
And in this ever-changing life filled with curve balls and crossroads, your focus might just be the most powerful choice you make.
Don’t just see the dot. Be the one who sees the space.
Ready to take the first step toward emotional well-being? The Mind and Motion Cards are here to help you navigate your emotional journey. For more resources on emotional regulation, guided practices or purchasing the cards, visit www.monicapema.com.

Monica Pema | Integrated Wellness Expert
Founder of PEMA Mind and Motion | MSc. Psychology
“From Passion to Profit in All Walks of Life”

This article is intended for reflection and education. It is not a substitute for medical or psychological care.

Follow the Millionaires

Follow the Millionaires

By Hitesh Mohanlal

Follow the MillionairesI love Switzerland, a picturesque alpine nation, which is renowned for its scenic tourist spots.I have been there a few times and every time I go it takes my breath away.There is something else that is interesting too. Switzerland is a significant global financial hub, and it boasts an impressive number of millionaires.You probably do not know this, but I have been informed that in Switzerland, 1 in 7 adults is a millionaire.

That’s a lot.

Let me put this into perspective. America is seen as the land of opportunity. And yet despite this, Switzerland has five times more millionaires than the US by population size.

And that got me thinking. What the heck are they doing?

And what they do will be completely surprising to you and I because we have all been brought up on the mantra that owning property is the be all and end all. More on that later.

But once I found out this very interesting fact I went into full blown research mode wearing a white lab coat and messed up my hair to make it look like a mad scientist. It appears wearing a white lab coat and looking mad does not help on the research front, so I had to become resourceful instead.

What drives Switzerland’s exceptional wealth-building prowess? This is what I found out.

Homeownership is not a priority

You would think that the nation is full of property owners and investors. It appears not.In Australia, 66% of us own our homes. USA? 65%. Switzerland? Only 41%. And strangely Swiss millennials prefer renting.The logic? Well, buying homes is expensive. Maintaining homes is more expensive. If you rent, then buying costs and maintenance costs are someone else’s problem.

There’s more.
In Queensland if you were to buy a home for $850,000 borrowing 80% over 30 years with an average interest rate of 5% you will pay your bank a whopping $1,314,000. Chat GPT tells me that over 30 years, council rates, water, insurance, misc. repairs would cost a further $400,000

That’s $1,714,000 outflow and that assumes you never improve anything such as a new kitchen or bathroom etc which we know is unrealistic. So, expect $2M over 30 years.

It appears what the Swiss are doing is investing in high yield investments what they save from not having to pay the banks and builders.

A Nation of Savers

The Swizz are natural of savers. They have been following what the Barefoot Investor has been telling us to do for years. Swiss families automatically allocate 20-30% of their income to savings before they begin spending.

Usually when I discuss savings with clients, they usually say there is nothing left at the end of the month or week. But that is because we have been doing it the wrong way round. Put your savings away as soon as you receive your money from your work or business.

Then spend. And somehow you work out how to make it work.

Self Investing!

Switzerland is a nation of learners. It is not surprising to find a Swiss adult spending about 10% of their income on developing more skills which they put into practice.They are a nation that love learning languages, new technology, and they also spend money on financial education which then allows them to make informed investments which rarely go wrong.

They Actively Pay for Advice
They realise that they are unlikely to be great when it comes to investments and building wealth, so they will invest and pay for advice.

They see fees to accountants and advisors as an investment rather than a cost. And because they do, they tend to invest in asset classes which grows wealth.

If you follow the above, will you become wealthy? No idea. But what I do know is that if you do exactly what wealthy people do then your chances of being wealthy increase substantially. So next Sunday instead of going out for Sunday brunch which you ‘’must’’ do maybe you say ‘’stuff that’’ and stuff the money in an index fund instead.